Terms and Conditions


Access to and use of www.Adiva Publishing (www.jjsmithonline.com) and the products and services (collectively, the “Services”) available through www.Adiva Publishing (www.jjsmithonline.com) are subject to the following terms & conditions. By using the Services, you are agreeing to all of the terms of use, which may be updated by us from time to time and noted on this page.

Access to www.Adiva Publishing (www.jjsmithonline.com) is permitted on a temporary basis and we reserve the right to withdraw or amend the Services without notice. We will not be liable if for any reason www.Adiva Publishing (www.jjsmithonline.com) is unavailable at any time or for any period. From time to time, we may restrict access to some parts or all of Adiva Publishing (www.jjsmithonline.com).

Privacy Policy

It is safe, secure and private to shop at Adiva Publishing (www.jjsmithonline.com).  You can read our privacy policy which is provided on this site.

Refund Policy

Refunds are not allowed on downloadable products (e.g., ebooks).  If you purchase a shipped product and want to get a refund, there will be costs involved to restock the item at our warehouse. The item must also be in perfect condition; otherwise further charges will apply before your refund is issued.

Ownership of Content

You may store, print and display the content supplied by www.Adiva Publishing (www.jjsmithonline.com) for your personal use only. You are not permitted to publish, manipulate, distribute or otherwise reproduce in any format, any of the content or copies of the content supplied to you or which appears on www.jjsmithonline.com. Nor may you use any such content in connection with any business or commercial enterprise.

You shall not modify, translate, reverse engineer, decompile, disassemble or create derivative works of any content supplied by Adiva Publishing (www.jjsmithonline.com).

If you do breach this or any clause in these terms of use, you will be subject to the full extent of the laws of the State of Maryland. Rights and remedies of the parties shall be determined in accordance with the laws and jurisdictions of that State.

Disclaimer of Liability & Indemnity

You understand and agree that www.Adiva Publishing (www.jjsmithonline.com) provides informational content about women, men, dating and weight loss for entertainment and educational purposes only. All information, products, and services are not to be considered as legal and are to be used for personal entertainment purposes only.

Adiva Publishing (www.jjsmithonline.com) shall not be liable in any way, for any losses or injuries that you may experience as a result of purchasing or using any product or service, or participating in any activity associated with Adiva Publishing (www.jjsmithonline.com). You understand and agree that you are solely responsible for the use of the ideas, concepts and content and hold Adiva Publishing (www.jjsmithonline.com) and all members and affiliates harmless in any event or claim.


www.Adiva Publishing (www.jjsmithonline.com ) has the right at any time and without notice, to remove or vary the Services available via any page of Adiva Publishing (www.jjsmithonline.com)


You understand and agree that the enforceability of any clause of this agreement is not to be affected by the enforceability of any other clause of this agreement. Nor shall failure to enforce this agreement be deemed a waiver of this agreement.

Certain applicable laws may not allow all of limitations of liability described in this agreement. Should that be the case, you agree that all clauses or parts of clauses which are not inconsistent with applicable laws remain in force, and that the total liability to you for losses, damages, causes of action, and/or negligence shall not exceed the total amount paid by you (if any) to access this site and/or to purchase products or services offered within (as appropriate).

The terms of use constitute the entire agreement of the parties and supersede any and all preceding and contemporaneous agreements between you and Adiva Publishing (www.jjsmithonline.com). Any waiver of any provision of the terms of use will be effective only if in writing and signed by the CEO of Adiva Publishing (www.jjsmithonline.com).

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